Cell: 208.484.5333 | Office: 208.484.5333
With over 20 years of experience, I have had the pleasure of helping hundreds of people find their ideal homes! From looking for their dream home to relocating and even to downsizing, I have been able to walk through and help many people with their home-buying needs. And now I get to help the next generation embark on the same journey! This blog is a compilation of helpful information that I have learned over the years that pertains to buying a home in every stage of life, and I hope that you can get some amazing value from it!
#KelleySimonSays May 2018 Newsletter


Closing Costs: It's about More Than Your Down Payment


The first step in buying a home is deciding on a budget. How much house can you afford? Within what price range will you shop?

A down payment is, unfortunately, only one part of that budget. To correctly determine the affordability of a home, it's essential that prospective buyers consider the costs that arise at the time of closing.

Closing costs vary from state to state. There are different kinds of closing costs, too: lender costs, including origination and document preparation fees, and non-lender costs, including appraisal and survey fees. Some of these costs are required in certain states, while others are not. It's also important to note how the market can impact closing costs. In New York City, for example, home prices are higher, which can result in higher lender fees.

In today's market, buyers seeking a conventional loan typically need a 20% down payment to receive optimal rates. As buyers plan their purchase, it's important to factor in closing costs on top of this 20%.

The final total is dependent on the location of the property. Here's a look at how approximated closing costs add up in a handful of cities across the country, assuming a loan amount of $200,000. Consult with your real estate agent about closing costs in your area - he or she knows the local market best.

  • Denver, Colorado: $1,980
  • New York, New York: $6,843
  • Minneapolis, Minnesota: $2,417
  • Portland, Oregon: $2,122
  • Los Angeles, California: $2,197
  • Birmingham, Alabama: $2,112
  • Anchorage, Alaska: $2,138

Wondering How Much Your Home is Worth?


How has the price of your home changed in today's market? How much are other homes in your neighborhood selling for?

If you're wondering what's happening to prices in your area, or you're thinking about selling your house, I'll be able to help!

Just give my office a call for a no-fuss, professional evaluation.

I won't try to push you into listing with me or waste your time.

I'll just give you the honest facts about your home and its value.

And maybe I'll also give you the "inside scoop" on what's happening in the housing market near where you live!

Just give my office a call or stop by to chat!


Is Remodeling Worth the Effort for Resale?


At some point during the chaos of every remodel, one question is asked. "Is it worth it?" Is it worth the upheaval? Is it worth the cost? Most importantly, is it worth the effort when it comes time to sell?

The answer: it depends. 

It depends on where you live and what you choose to remodel. For example, the West Coast sees a higher return than does the Mid-Atlantic, according to CNBC.

With regard to specific projects, the 2018 cost-vs.-value report from Remodeling Magazine shows that smaller upgrades vs. larger remodels get you the most bang for your buck.

According to the report, those who remodel on a massive scale should expect a return of 56%. This is less than the steady return of 64% over the past two years.

Why the drop? Craig Webb, editor of Remodeling Magazine, believes it is because some real estate professionals suspect their local market may be reaching its peak. He explains, "Consequently, spending a lot of money does not automatically mean your house will just ride the escalator up and be worth a lot more."

So, if you are planning a remodel in 2018, the rule of thumb is to keep it simple. Forgo a major kitchen overhaul for a simple upgrade that could recoup you 81.10% vs. 53.50%. 

Instead of building that addition to the master suite (ROI 48.3%), consider something with more curb appeal, such as a new garage door (ROI 98.3%), manufactured stone veneer (ROI 97.10%), or a wood deck (ROI 83%). 

When asking yourself if all the effort is worth it, keep your real estate agent in mind. This professional knows your market inside and out and can best advise you about whether your potential remodel will help sell your home quickly or not. Seek his or her input before starting your next project.

If you don't already have a realtor to help you with these questions, I'd love to help you! Just give our office a call!

Boise Home Market Statistics--May 2018

Treasure Valley Home Market Statistics--May 2018

Click below for an in-depth look at the Treasure Valley Home Market Statistics for May 2018! You can always find the most up-to-date information that you need to know on the #KelleySimonSays blog!


Ada County Existing Homes Statistics      

Ada County New Construction Statistics:

Canyon County Existing Homes Statistics

Canyon County New Construction Statistics

3 Great Spring Cleaning Tips!

3 Great Spring Cleaning Tips

Springtime is a time of beauty and newness! Fresh life is “springing” up all around us in nature! But why do the newness and freshness just have to be outside our homes?


Spring cleaning also means a fresh start! Out with the old and in with the new! And there are a few spring cleaning tips that are quick, easy ways to freshen up your home and get it Spring-ready!



  • Declutter



One of the best ways to give your home a fresh, new look is by simply decluttering! And this doesn’t have to take much time or energy, either. Start by clearing your kitchen counters of things that you don’t use on a regular basis or that aren’t essential. Clean out your drawers and cabinets of all the junk that has gotten shoved into them over the last year. Rearrange your pictures and decorations to give a new look to your living room or den. Just a few minutes in each room can really make a big difference!



  • Organize



After decluttering, work to organize your rooms for easy-finding and use. While this may not be something that’s seen by friends and family who visit your home, it will give you a new sense of peace knowing that everything has a place and everything is in its place.



  • Include the Family!



The idea of decluttering, organizing and tidying up your home may seem like a tedious task, but it doesn’t have to be! Get the whole family involved and make it fun! You could turn it into a contest to see who can dust a particular room first, or whoever finds more unnecessary items around the house gets a prize. Not only can Spring cleaning become a fun family activity, but it will go much faster when everyone pitches in!





Would you like to get a jumpstart on your spring cleaning with a good, thorough carpet cleaning? We have a special spring cleaning gift for our friends, family, and clients!


We would like to offer you 15% off with our favorite carpet cleaning company, Diversified Carpet & Upholstery Cleaning, an amazing locally owned and operated company! Call Larry Hull at 208-319-4586. Mention Kel & Company and receive 15% off during the month of May. You will love Larry!


Kel & Company April 2018 Newsletter

“Surban” Lifestyle May Offer the Best of Two Worlds


Suburban lifestyle or city amenities? That’s the issue many millennials are facing, but now it seems that choice has become a lot easier: a new hybrid blends the best of suburban and urban living into one. Of course, it’s called “surban.”


According to Urban Dictionary, this concept involves “new or redeveloped suburban downtown areas comprised of elements of urban living while maintaining suburban affordability.”


From the ’90s on, we’ve lived in an “age of urbanization,” according to a recent article in RISMedia. As author Len Elder suggests, this “centered around the renewal of inner cities, development of mixed-use properties in urban areas, increased attention to mass transit, and a renewed focus on downtown condos.”


Recently, however, there’s been a renewed interest in suburban living. And for those with urban tastes, unable to afford city living and perhaps not quite ready for the true suburban lifestyle, surban offers the best of two worlds?a variety of housing types with nearby city-like amenities at affordable prices.


In fact, the surban trend is popping up all across America. As Elder notes: “The Urban Land Institute estimates that these areas will draw at least 80% of the coming wave of households and will attract the most families in the next 10 years.”


As “surbanite” KTGY explains in Urban Dictionary: “I love my new house in the surban area of Phoenix, located outside of the city but within our vibrant and walkable community that offers restaurants, transportation, entertainment, education, employment, and recreation.”


KTGY can expect lots of company.


Ask the Agent: This Month’s Question

What Can Sellers Do Before a Home Inspection?


Buyers want to know they’re purchasing a property not only that they love, but that’s safe and well-maintained. A home inspection is designed to reveal any potential problems with the property. So sellers should try to make the buyer’s inspection as smooth as possible to avoid red flags that might scrap the purchase.


Clean, then tackle tasks you might overlook in your day-to-day life. Change the furnace filter. Replace light bulbs. If you haven’t yet, replace smoke detector batteries. Review major home features for potential concerns. Check windows for cracks, and replace any damaged panes or screens. Check outlets and replace if needed. Remove any clutter around HVAC systems to provide easy access. Some inspectors are more thorough than others, and some buyers are pickier. Completing these steps proactively may bring you and your buyer to the closing table ? faster and happier.


We have some great inspectors we can refer you to if you’d like to have your home looked at by a professional prior to selling so there are no surprises! 


#KelleySimonSays is brought to you free by:

Kel & Company at Silvercreek Realty Group                                        

Kel & Company at Silvercreek Realty Group
827 S Bridgeway Place  

Eagle, ID  83616




Existing Boise Homes Market Statistics April 2018
Existing Boise Homes Market Statistics April 2018
Existing Boise Homes Market Statistics April 2018
Now is the Most Profitable Time to Sell a Home!

Did you know that now is the most profitable time to sell your home in over 10 years???


Our local markets are currently at an all-time high for selling prices! With the average selling price of Boise homes at $300,000 and the interests rates at 4.5%--the lowest in our history--we are setting records for those selling homes! Click here for an in-depth look at Existing Boise Homes Market Statistics for April 2018!


Forbes Magazine listed Boise as number one in their top 25 list of fastest growing cities. Population growth just from last year was 3.08%, the highest amount of growth for any major metro area, according to Forbes. Job growth was 3.58%, and home prices went up by 11.58%, which is an indicator of more wealth in the area.


In an article for the Idaho Statesman on Boise's rapid growth, Nicole Blanchard writes, "By all metrics, Boise is booming, according to a new Forbes list of the fastest-growing cities in the country. Idaho’s capital swept the competition, exceeding 2017 expansion projections 'by nearly every metric that matters,' the business magazine wrote. And according to Moody’s Analytics, the firm that provides data for Forbes’ annual list, Boise’s growth spurt is likely to continue."


This increased growth also boosts the prices of homes since the demand is so much higher than the supply. And if Boise is only going to continue growing, that can only bring benefits to those selling their homes!


Have you been considering whether or not now is a good time to sell your home? Give us a call and we would love to work through the process with you and help you make the decision that's right for you!

Kel & Company

Silvercreek Realty Group

Call: 208.484.5333
Office: 208.484.5333